• About
  • Testimonials

Welcome to my website!

Helping families realize the dream of homeownership is my passion. Over the years, I have been able to assist many families obtain financing, many of them for the first time, and it never gets old. To me, it's always been more than a job. The satisfaction and pride I feel each time one of my Borrowers becomes a Homeowner is indescribable. Each one is an emotional investment for me as every Borrower is more than just a loan, they are friends, neighbors & my community.

My extensive experience as a Loan Officer and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone’s story is different, so no one loan will fit everyone’s needs. My job is to find that perfect fit. Buying a home is the single most important investment we make. Although it can seem intimidating, I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.

If you have a testimonial you'd like to share, please fill out this form.

The process was smooth. Julia was always available to answer any questions I had and really put me at ease with adding the construction cost to the mortgage.
August 2017   Brian K
Houston, TX
Actually, the ease of completing the process sort of took me by surprise. This is the third time I've gone through the process of buying a home, and this experience far exceeded the other two. Two thumbs up to Starkey!!
June 2017   Armond B
Missouri City, TX
It was made so easy and stressless. The daily status update was awesome, a very important key factor.
March 2017   Santiago G
Missouri City, TX
Very smooth process at every step
December 2016   Michael C
Missouri City, TX
See my prior comments. Process was easy to understand and staff, especially Julia Hardy, were prompt with responses and explanations as needed. Electronic document signing, when available, was very helpful and kept things on track as far as timing.
January 2017   Christopher M
Houston, TX

Hi Julia & Leslie, Thanks very much again, for all your help. We are very happy with our house. You are very professional in your job and we were so lucky to meet you and work with you.

Rafael Nunez Segovia

Julia, we can’t thank you enough for the help you gave us with our home loan. It was a complicated transaction and we could not have gotten it done without your help!

Gil and MaryAnn Markarin

Had it not been for Julia, my clients, Ken and Eve Futrell, would have never made it to the closing table. She picked up the ball that another lender dropped and never stopped until they were approved and ready to close. I will not hesitate to refer my buyers to her.

Ram King - Realtor @ Prudential Gary Greene, REALTORS