• About
  • Testimonials

Welcome to my website!

Helping families realize the dream of homeownership is my passion. Over the years, I have been able to assist many families obtain financing, many of them for the first time, and it never gets old. To me, it's always been more than a job. The satisfaction and pride I feel each time one of my Borrowers becomes a Homeowner is indescribable. Each one is an emotional investment for me as every Borrower is more than just a loan, they are friends, neighbors & my community.

My extensive experience as a Loan Officer and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone’s story is different, so no one loan will fit everyone’s needs. My job is to find that perfect fit. Buying a home is the single most important investment we make. Although it can seem intimidating, I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.

If you have a testimonial you'd like to share, please fill out this form.

As first time home buyers we didn't know what to expect, but everything went smoothly and we'd definitely recommend Starkey and use again.
August 2017   Charles W
Manvel, TX
They kept me very up to date and took changes in stride.
April 2017   Nicole A
Houston, TX
They helped us close early / impeccable service/
May 2017   Jaime G
Missouri City, TX
Working with Debbie and Debra at the Memorial location was a pleasure. They were very clear and helpful throughout the entire mortgage loan process.
January 2017   Aaron O
Houston, TX
Thank you for all of your help through out the process.
January 2017   Kensaku M
Houston, TX
The process was great and Debbie and Debra were awesome and on top of things, but your survey is too long.
January 2017   Carla S
Katy, TX
Everyone was very friendly and I will recommend to anyone who is looking for a house!
January 2017   Brittney D
Houston, TX
Debbie and Debra were a pleasure to work with. Everything was easy and well taken care of.
October 2016   Bao-An L
Houston, TX
October 2016   Gabriela D
Conroe, TX
Starkey met my expectations and offered very competitive rates. They kept me updated and guided me through the process.
October 2016   Mary A
Manvel, TX
The loan officer and her assistent were proficient in their jobs which made for a smooth process.
September 2016   Deborah L
Houston, TX
Debbie Cash is an absolute pleasure to work with. On both homes I have purchased, Debbie has managed to exceed my expectations and close my homes faster than originally expected.
September 2016   William H
Houston, TX
Everything was perfect, the process was actually quicker than we expected. Thanks again!
September 2016   Dolane L
Cypress, TX
Always a great experience from start to finish. Thanks again to Debbie Cash and Debra Skukauski!
September 2016   Quentin P
Katy, TX

Seriously, dealing with lenders makes me want to throw my hands up, the towel in, and my computer through my window. Anyone else ever feel like this? It's ridiculous. The empty promises, false timelines, and lack of accountability is unbelievable...almost criminal. Lives are impacted greatly! However, I want to brag on Debbie Cash and her team. I don't brag on people often and I definitely don't just throw compliments out there. I'm a high D. Emotions aren't my thing. :) I close quite a few deals with Debbie and the team each month. Not only do the deals close on time, but the communication is great. I can always get a response via email, a call back, a text, or a phone call. The clients are communicated with and I can breathe a sigh of relief. If you are working with a buyer, it's my honest opinion that your fiduciary relationship requires you to strongly suggest that your buyer doesn't go with ilovelending.com, or whatever other goofy lenders are out there; and believe me, they're out there. Anyway, if it weren't for lenders like Debbie and the team, I'd probably go through a few panes of glass in my office each month. Have a great weekend!

Dustin Curlee

Hi Guys, This is one of those opportunities to share my thanks and thoughts about our in-house lender, Debbie Cash. Debbie worked tirelessly over the past couple of weeks to close two interconnected loans of modest value for my clients. Modest value with complex and difficult circumstances. Without going into the details, I can tell you all that I sincerely believe that 90% of the lenders I have encountered would not have completed these transactions on time. If we had not closed on time, the ramifications would have been very unpleasant for my clients and myself. And yes, the rates and fees were very, very competitive. An so with great enthusiasm, I recommend to you to use Debbie and Susanne of W R Starkey. It's not just the terrific office support that warrants their consideration, but the fact that experience, professionalism and dedication to getting the loan closed will make you look good. Thanks Debbie, and keep up the good work.

Pat Welsh

Debbie, I wanted to let you know I submitted a testimonial but also wanted to thank you again for all your hard work. You have been amazing to work with, and we feel so blessed to have met you. You truly have a niche for this. You really did save the day and made our dream of becoming homeowners come true. I wish you all the best and will definitely be recommending you to my friends/family.

Sara Hernandez

Debbie Cash and her team are Rock Stars! They did the impossible and helped my family into a new home that we all love. It would never have happened without her extra touch and knowledge on the loan program she chose for us. Thanks to everyone for the going the extra mile.


Thanks for your help yesterday. Your presence at our closing was, in my opinion, essential! We would not have closed without you there to answer the questions that came up. I just want you to know that I am extremely pleased with the way you and your company do business. You are efficient, thorough, timely and clearly know what you are talking about. Thanks again.


Debbie Cash and her team have provided our family excellent service and support in our new home construction project. The ongoing dedication to explain, review, and provide us the necessary options and finance information while doing a construction loan made the process so much easier than I have heard. The process was efficient from our initial meeting through the completion of the home and everything you said you would do, you did ! Thanks again in helping to make our construction project such a pleasant experience.


With all the new changes happening in the mortgage industry it is nice to still, after 15 years, be able to pick up the phone and talk to my mortgage person and find her at the same company. We just completed our third purchase with Debbie and have referred her to both of our children for their first homes. In the changing mortgage world, her follow up, knowledge, and personal touch is very special. Thanks for all you do.