How Do I Qualify for a VA Home Loan?

how to qualify for a VA home loan

VA home loans can be used to buy a house or a condominium, purchase and renovate a home, or build a new home, with no down payment required in many circumstances. To be eligible for a VA home loan, applicants must meet the basic service requirements as stipulated by the Department of Veterans Affairs. Learn the eligibility requirements and how to apply for a VA home loan through Starkey Mortgage.

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How to File for Homestead Exemption in 2017

how to file for homestead exemption

A homestead exemption on your residence can help you save on your property taxes. The exemption deducts part of the value of your residence from taxation and lowers your property tax bill. Learn how to file for a homestead exemption on your primary residence.

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Mortgage Programs for First-Time Home Buyers

mortgage options for first time home buyers

A mortgage is a serious long-term financial commitment and a legally binding contract which should not be entered into lightly. As a first-time home buyer it’s easy to get overwhelmed by the many home loan options available in the market. Here is an overview of home loan options available to first-time home buyers through Starkey Mortgage.

 

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When Does It Pay to Buy a Fixer-Upper?

Low housing inventory is making fixer uppers more appealing to many home buyers. Home buyers can stretch their budget by buying a fixer upper home in a more desirable location or with less long-term compromises than their budget would usually allow. For first-time home buyers, a fixer upper provides the opportunity to enter the market at a lower price point than a fully renovated home. We look at the factors to consider when deciding if a fixer upper  is a good investment for you.

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Credit Score Tips for First-Time Homebuyers

young couple reviewing their credit score

If your News Year’s Resolution is to buy your first home, before you start looking at houses you’ll need to get your finances in order. To know the state of your finances, you’ll first need to review your credit reports and obtain your FICO® credit score to better understand your creditworthiness.

Knowing how the data influences your FICO® credit score will enable you to monitor your score which will affect the type of home loan and interest rate you qualify for.

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